Public activity / database backed

Every state.
No blur.

Funding and payments keep their real database state. Operator-reported never means provider-confirmed.

Status language

What each label means

ScheduledBudget reserved. No payment made.

Awaiting confirmationSent, waiting for evidence.

Operator reportedRecorded with a private receipt. Not independently verified.

Statement verifiedA second reviewer matched PAYDAY’s payer statement.

Provider confirmedThe payment provider’s API confirmed completion.

FailedDid not complete. Budget restored.

ReturnedMoney came back. Budget restored.

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